Why you should order an appraisal from Keeling Appraisers

Every year, thousands of people in Oklahoma buy, sell or refinance their home. Many of these transactions involve a simple line item for an appraisal. Practically all lenders still need a local expert because the stakes are very high, even though there are a budding number of automated home valuation systems that might seem more cost-effective than an appraisal. But is obtaining a mortgage the only reason you should get an appraisal? Are there also situations when the services of a licensed, independent real estate professional might be beneficial? Of course.

If you're planning on any transaction where the value of your home is a factor, just contact Keeling Appraisers. Just click here.

Let Keeling Appraisers help you challenge your tax assessment in Muskogee County

If you reside in an area where property values have depreciated, it's possible you're paying too much in property taxes. An appraisal from Keeling Appraisers is your best evidence when building your case. We're equipped to assist you in disputing your tax assessment.

How can you eliminate PMI to lower your mortgage payment?

Private Mortgage Insurance, or PMI, is an additional insurance plan that most lenders ask home buyers to buy when the amount being loaned to the homeowner is more than 80% of the actual value of the home. More often than not, this additional payment is bundled into the monthly mortgage payment and is promptly forgotten. PMI becomes unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% level, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress requiring lenders to remove the PMI payments when the balance is paid down to 78% of the original value.

If you'd like to eliminate PMI, Keeling Appraisers can provide you with a statement regarding the value of your home. The expense of the appraisal can generally be regained in little time because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce is often complicated by the difficult decision of who keeps the house, and it can be a very heartbreaking event for both parties. It's a good idea to get an appraisal from Keeling Appraisers so both parties are fully aware of the true market value of their house, regardless of the circumstances.

If the parties wish to sell the home, they'll have a a good idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Fair and accurate estate liquidation with help from Keeling AppraisersSettling an estate

The loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the utmost degree of discretion.

Most Americans don't have dedicated estate planners or executors to handle these matters, unlike many wealthy individuals. And seeing that a home or other property often makes up a disproportionate share of the total estate value, knowing the certain value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've gotten an honest deal.

Keeling Appraisers can assist you in relocating to or from Muskogee County

Employee relocation can be a more than just an inconvenience. We know where you're coming from! We take great care in setting up an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive features of their property, as well as information about any current sales or listings in their area that they want considered during our intensive process.

Sell your home quickly at the right price with an appraisal from Keeling Appraisers

A professional appraisal can help you make a better educated decision when determining your asking price, whether you decide to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. The price we charge isn't contingent upon the value opinion we render, but rather they are calculated on our efforts to complete the appraisal.

On a daily basis, we determine the difference in value things like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long houses are on the market. So, seeking a professional appraisal is a reliable way to determine what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market too long, costing you hassle and money.